My 4 Money Lessons on Peace & Contentment ☮️
Issue #62 — Money & Peace. Maximize Your Credit Card Rewards. Habit or Hobby?
If you like reading this, feel free to click the ❤️ button on this post so more people can discover it on Substack. 🙏
💡 Here are 3-tips to help you learn, grow, and be inspired this week!
🎓 Learn
Here are my 4 favorite money lessons on Peace and Contentment:
#1: Celebrate the Journey
When I was 20 years old, my net worth was less than $100.
At age:
23 → $1,000+
25 → $10,000+
27 → $100,000+
30 → $1,00,000+
At 30, when my total net worth crossed a million dollars, I was proud and excited.
But I was even more excited about my journey to my first million, not the million itself. While becoming a millionaire can be an exciting goal, the most rewarding aspect is the journey toward it.
The process of earning my first million, the knowledge I gained, the people I met, and the person I became in the process are what truly matters to me now.
Key Takeaway: Focus on your goal but don’t forget to enjoy and celebrate the struggle and people who are with you on this journey!
#2: No Amount of Money is EVER Worth Trading for Your Peace of Mind
Don’t let money rule your health, happiness, and peace of mind.
Pay attention to early signs of stress, anxiety, and sleepless nights costs by a quest to make more money.
Money is helpful and important, but it will not make you any more happier once you have enough.
I’ll choose “peace” over “money” any time of the day!
“Money often costs too much.” - Ralph Waldo Emerson
#3: It's Important to Remember What Once Seemed like a lot of MONEY to You
In 2007, I was earning only $60 per month in India.
Buying a 30-cent (25 Rs.) meal felt like a luxury at the time.
Back then, having $1,000 felt like a dream and substantial wealth.
Today, my net worth is over a million dollars.
Reflecting on the fact that 30 cents used to feel like a lot of money is humbling and keeps me grounded.
What amount of money seemed substantial to you in the past?
#4: There Are Other Types of Important Wealths to Build Besides Financial Wealth
Relationship Wealth
Intellectual Wealth
Experience Wealth
Spiritual Wealth
Energy Wealth
Health Wealth
Impact Wealth
Social Wealth
Peace Wealth
Time Wealth
Key Takeaway: These types of wealth often provide more satisfaction and happiness than financial wealth alone.
🚀 Growth Tip
I have multiple credit cards, and each card has unique rewards and benefits.
I always struggle to pick the right credit card during the checkout process when I do online shopping.
So, I found this Chrome Extension, which suggests to me the card that I should use to maximize the rewards or points.
Huge time saver and reward maximizer.
I have no affiliation with them, but if you use this link, you will get 3 months of Gold Boost, and I’ll get 1 month of Gold Boost ( I have no idea what Gold Boost is and does). Or you can use this direct link.
🤩 Inspire
I still see people write “Book Reading” as one of their hobbies in their Resumes when they apply for a job in my company.
For some reason, anything that we make as our “hobby” never gets our priority or attention.
So, I started focusing on making good habits instead of hobbies!
May the Peaceful Growth be with you! 🪴
